Travel Insurance for Seychelles: A Comprehensive Guide

The Seychelles is the definition of a paradise destination, with its granite boulders, pristine white-sand beaches, and turquoise waters. As you plan your dream holiday of island hopping and relaxation, it's crucial to know that this island nation has specific entry requirements, including mandatory travel insurance. This isn't just a recommendation—it's a rule.

This 2026 guide will walk you through everything you need to know to get the right comprehensive insurance for your Seychelles trip.

Is Travel Insurance Mandatory for Seychelles?

Yes. The Government of Seychelles requires all visitors to have a valid travel insurance policy that covers, at a minimum, any potential COVID-19 related medical costs, quarantine, and repatriation.

You will need to provide proof of this insurance as part of your application for the mandatory Travel Authorization, which must be completed before you fly. Without valid insurance, your entry will be denied.

Key Coverage Your Seychelles Insurance Policy Must Have

Beyond the mandatory minimum, a good policy will protect your entire holiday investment. Here's what to look for:

• 1. COVID-19 Medical Coverage

  This is the core government requirement. Your policy must explicitly state that it covers medical expenses related to a COVID-19 diagnosis, including hospitalization and quarantine costs if required.

• 2. High-Limit Emergency Medical & Evacuation

  As a remote island nation, serious medical emergencies may require evacuation to a better-equipped hospital overseas. This is incredibly expensive. Ensure your policy has a high limit for both general medical expenses and emergency evacuation.

• 3. Trip Cancellation and Interruption

  Holidays to the Seychelles are often a significant financial investment. This coverage reimburses you for non-refundable flights, hotels, and tours if you have to cancel or cut your trip short for a covered reason.

• 4. Water Sports and Activities

  Are you planning to go snorkeling, scuba diving, or sailing? Check that your policy includes coverage for these activities. Many basic plans exclude them, so you may need an "adventure sports" add-on.

• 5. Baggage and Travel Delays

  Protect yourself against lost luggage or costs incurred due to flight delays, which can sometimes happen with inter-island transfers.

How to Ensure Your Policy is Compliant

1. Get a Certificate of Insurance: When you purchase your policy, make sure the insurer provides a downloadable PDF certificate. This is the document you will upload for your Travel Authorization.
2. Check for COVID-19 Wording: The certificate should clearly mention coverage for COVID-19 to avoid any issues with your application.
3. Buy from a Reputable Insurer: Choose a well-known insurance provider to ensure your policy is globally recognized and will be accepted.

By securing a compliant and comprehensive travel insurance policy, you can relax and look forward to your holiday in paradise, knowing you've met all the requirements and are protected against the unexpected.