Embassy‑approved coverage: limits, providers & document checklist
Published: February 22, 2026Both Philippine and Indonesian embassies require proof of travel insurance covering medical expenses, COVID‑19 treatment, and repatriation. Without compliant insurance your visa will be rejected – even with perfect flight and hotel documents.
Approved providers: Pacific Cross, Malayan, AXA, World Nomads.
Policy: PHI-TI-2026-123456 Holder: JUAN DELA CRUZ Coverage: 01 Mar 2026 – 30 May 2026 Medical: $50,000 | COVID: included Evacuation: $100,000 | Repat: $50,000 Verify: insurer.com/verify
Approved providers: Indonesia Travel Guard, SafetyWing, Allianz, AIG.
Policy: IDN-TI-2026-789012 Holder: SITI RAHAYU Coverage: 01 Apr 2026 – 30 Jun 2026 Medical: $30,000 | COVID: included Evacuation: $50,000 | Repat: $30,000 Verify: insurer.co.id/verify
| Requirement | Philippines | Indonesia |
|---|---|---|
| Medical minimum | $50,000 | $30,000 |
| COVID‑19 coverage | Mandatory | Mandatory |
| Repatriation | $100,000 | $50,000 |
| Trip cancellation | $5,000 | $3,000 |
| Validity beyond stay | 30 days | 15 days |
Top reasons for rejection: missing COVID clause, amounts below minimum, provider not verifiable, dates too short.
Instant certificate · verifiable online · meets Philippines & Indonesia requirements
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